Interest Rate Predictions 2025 For The Uk Banks. People should worry less about the base rate rate and more about market expectations about future interest rates, according to david morris, head of homes at santander uk. Goldman’s prognosis would mean a quarter point interest rate cut at all nine meetings of the bank’s monetary policy committee (mpc) from november 2024 to november.

This will mean markets will expect a higher rate of interest to lend to the government. But predictions on how far they’ll go down depends on who you ask.